What happens when my account is sent to collections?

It is important to make your payments on time to continue benefiting from Tala's fast, low-interest loans. Missing loan payments may result in late payment interest, lower loan limits, or the inability to get a subsequent loan from Tala.

You may be contacted by collections agents if you do not pay your loan on time. In the event of a long period of non-payment, you may be blacklisted from Tala and reported to the relevant credit reference bureaus.

To apply for a Tala loan, you must first download the app and apply from within the app. To download the app, please visit your country's official site:

Tala Loan App Kenya

Tala Loan App Philippines

Tala Loan App Mexico

Tala Loan App India

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