What happens if I can’t repay on time?

Unfortunately, if you repay late, you will be charged a one-time 8% late payment charge on your outstanding balance.

While other lenders impose a late payment charge for every day that you are late, Tala only has a one-time late payment charge, and you’ll be able to apply to borrow again as soon as you have repaid what you owe.


For further inquiries, kindly reach out to us via the Tala app or at hellokenya@talamobile.com

Looking for a country-specific answer? Select your country support site

PH-Philippines-Flag-icon.png Philippines Help Desk      KE-Kenya-Flag-icon.png  Kenya Help Desk     MX-Mexico-Flag-icon.png Tala Ayuda México    IN-India-Flag-icon.png India Help Desk

To download the app, please visit your country's official site:

Tala Loan App Kenya

Tala Loan App Philippines

Tala Loan App Mexico

Tala Loan App India


It is important to make your payments on time to be able to continue benefiting from Tala's fast, low interest loans. Missing loan payments may result in late payment interest, lower loan limits, or the inability to get a subsequent loan from us as well as other lenders.


Tala online loans have been consistently rated as one of the top loan apps in Kenya. Today, Tala loans have more than 1M+ installs among loan apps & mobile loan apps worldwide. Apply for mobile loans in Kenya with our loan app today!

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